CACC Factor Report

Data as of market close on: 3/14/2025.

Fundamental analysis of CACC using the major investing factors, including value, quality, momentum, and low volatility.
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CREDIT ACCEPTANCE CORP (CACC) Fundamentals

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Latest Close: $478.21 Market Cap ($ mil): $5,754 Sector: Financial Industry: Consumer Financial Services 52 Week High: $614.96 52 Week Low: $409.22 Relative Strength: 46 Twelve Minus One Return: -8.7% Standard Deviation: 42.7% Insider Ownership: 39.07%
PE Ratio: 24.1 Price/Sales: 2.7 Price/Book: 3.3 Price/Cash Flow: 20.9 EV/EBITDA: 14.69 Dividend Yield: 0.00% Shareholder Yield: 8.37% Piotroski F Score: 4 Mohanram G Score: 4 Institutional Ownership: 65.80%
Return on Equity: 14.2% Return on Assets: 3.0% Return on Tangible Capital: 123.3% Return on Invested Capital: 8.0% WACC: 6.7% Debt/Equity: 3.63 LT EPS Growth: -7.7% LT Sales Growth: 6.5% Beta: 1.32 Profit Margin: 11.46%
Credit Acceptance Corporation is engaged in providing financing solutions that enable automobile dealers to sell vehicles to consumers. The CompanyG��s financing programs are offered through a nationwide network of automobile dealers. Its loan portfolio consists of two portfolio segments: dealer loans and purchased loans. The Company offers two programs: the Portfolio Program and the Purchase Program. Under the Portfolio Program, the Company advances money to dealers in exchange for the right to service the underlying consumer loans. Under the Purchase Program, the Company buys the consumer loans from the dealers and keeps all amounts collected from the consumer. Its target market consists of approximately 60,000 independent and franchised automobile dealers in the United States. The Company has market area managers located throughout the United States that market its programs to dealers, enroll new dealers, and support active dealers.

Factor Profile

CACC's exposure to the major factors (100 is highest).

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